Ridgestone Funding Reviews

The Ridgestone Funding Review is a comprehensive review of the top crowdfunding platforms and how they compare. The review includes an in-depth analysis of their features, pros, cons, and more.

The Ridgestone Funding Reviews is a blog that reviews the best loans for people with bad credit. They have reviews of all types of loans, including personal loans, payday loans, and even mortgages.

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Welcome to my blog where I will be providing you with reviews of Ridgestone Funding. My goal is to help you find the best possible financing solution for your needs and to provide you with insightful information so that you can make an informed decision.

What is Ridgestone Funding?

Ridgestone Funding is a financial company that provides loans and other financial services to consumers. The company has been in business since 2006 and is headquartered in Atlanta, Georgia. Ridgestone Funding offers a variety of loan products, including personal loans, auto loans, and home equity loans. The company also provides credit counseling and debt management services.

How does Ridgestone Funding work?

Ridgestone Funding is a financial services company that offers loans and other financial products to consumers. The company operates in the United States and is headquartered in San Diego, California. Ridgestone Funding was founded in 2010 and offers loans to consumers with bad credit.

The company offers two types of loans: short-term loans and long-term loans. Short-term loans have terms of up to six months and are typically used for emergency expenses. Long-term loans have terms of up to 36 months and can be used for larger purchases or consolidate debt.

Ridgestone Funding also offers a line of credit product which allows customers to borrow against their future income. The line of credit can be used for any purpose and has a maximum limit of $5,000. Customers make payments on the line of credit as they use it, and they only pay interest on the amount that they borrow.

To apply for a loan from Ridgestone Funding, you must be at least 18 years old, have a regular source of income, an active bank account, and a valid email address. You will also need to provide some basic personal information such as your name, address, date of birth, social security number, and employment information.

Once you have submitted your application, Ridgestone Funding will review it and determine if you are eligible for a loan. If you are approved, you will receive the funds within 24 hours.

What are the benefits of using Ridgestone Funding?

1. You can get your hands on the money you need in as little as 24 hours.

2. There is no minimum credit score required to qualify, meaning that even if your credit isn’t perfect, you may still be able to get a loan from Ridgestone Funding.

3. The interest rates offered by Ridgestone Funding are typically lower than those offered by traditional lenders such as banks or credit unions.

4. There are no hidden fees or prepayment penalties associated with taking out a loan from Ridgestone Funding.

What are the drawbacks of using Ridgestone Funding?

First and foremost, Ridgestone Funding is a high-interest lender. This means that if you’re not careful, you could end up paying a lot of money in interest and fees.

Second, Ridgestone Funding’s loans are unsecured. This means that if you can’t repay your loan, the company can come after your assets (like your car or house).

Finally, Ridgestone Funding doesn’t have the best customer service. There have been reports of customers being treated rudely and made to wait long periods of time on hold.

How much does Ridgestone Funding cost?

Ridgestone Funding is a financial services company that offers short-term loans to consumers. The company is based in the United States and was founded in 2010. Ridgestone Funding offers loans of up to $500 with terms of up to 30 days. The interest rate on these loans is typically between 15% and 20%.

Is Ridgestone Funding a good option for me?

If you’re looking for a personal loan, you may have come across Ridgestone Funding. This lender offers loans of up to $35,000 with fixed APRs starting at 9.99%. So, is Ridgestone Funding a good option for you?

Here’s what you need to know about this lender before you apply.

Ridgestone Funding is a direct lender that offers personal loans ranging from $5,000 to $35,000. The company focuses on helping borrowers with bad or limited credit history who might not be able to qualify for a loan from a traditional bank.

The interest rates on Ridgestone Funding loans are fixed, which means your payments will stay the same throughout the life of the loan. The APR on these loans start at 9.99%, but keep in mind that APRs can vary based on the term length and your creditworthiness.

One thing to note is that Ridgestone Funding does charge an origination fee of 3% to 8%, which will be deducted from your loan proceeds when the loan is funded. For example, if you borrow $10,000 with an 8% origination fee, you’ll receive $9,200 in funds after the fee is deducted ($10,000 – $800 = $9,200).

This isn’t uncommon among lenders that work with borrowers with bad credit; however, it’s something to be aware of before you apply so there are no surprises.

Another thing to consider is that Ridgestone Funding’s loans have terms of 24 to 60 months (2-5 years). This is shorter than what some other lenders offer; however, it could help keep your monthly payments more affordable since the loan will be paid off sooner. Of course, you’ll also pay more in interest over the life of the loan because it’s being repaid over a shorter period of time.

Ultimately whether or not Ridgestone Funding is a good option for you depends on your individual financial situation and needs. If you have bad credit and are having trouble qualifying for a traditional bank loan due to your credit history, then this could be a good option for you since they specialize in working with borrowers with bad credit . However , keep in mind that their loans do come with some fees and charges as well as shorter repayment terms , which could end up costing you more in interest over time .

What do other people think about Ridgestone Funding?

If you’re looking for a financial rescue company, you might want to check out Rescue One Financial. They have a lot of positive reviews online and seem to be doing a great job helping people get back on their feet financially. However, if you’re looking for a personal loan, you might want to consider Plus Finance. They have very competitive rates and don’t require a credit check. Symple Lending is also a good option if you’re looking for a personal loan. They have great reviews on Reddit and are known for being very helpful when it comes to getting people the money they need.

Where can I find more information about Ridgestone Funding?

Ridgestone Funding is a financial services company that provides loans and other financial products to consumers. The company has been in business since 2006 and is headquartered in San Diego, California. Ridgestone Funding is accredited by the Better Business Bureau (BBB) and has an A+ rating.

The company offers a variety of loan products, including personal loans, auto loans, home equity loans, and line of credit products. Ridgestone Funding also provides debt consolidation services and credit counseling services.

Consumers can apply for a loan online or over the phone. Once approved, funds are typically deposited into the borrowerufffds bank account within 24 hours. Loan terms range from 12 to 60 months, and interest rates vary depending on the type of loan and the borrowerufffds credit history.

Ridgestone Funding has received generally positive reviews from consumers. Complaints tend to focus on customer service issues or problems with the loan process itself. Overall, reviewers say that Ridgestone Funding is a good option for borrowers who need quick access to cash.

The “priority plus financial reviews” is a company that helps businesses find funding opportunities. The company has a variety of different financing options for businesses.